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Health Exchanges Open Today: An Explainer On All Things Obamacare

Now that American consumers can start shopping for private health insurance through exchanges, the Washington Post has a great explainer on how the exchanges will work. 

Some things I learned that I didn't know:

1. If folks can't find an affordable plan, they don't have to buy coverage if it's more than 8% of their income.

2. The proportion of people who won't be affected by the law is higher than I thought. Only 20% of Americans don't get insurance from employers or the government and will need to access the exchanges.

3. Smokers have to disclose their tobacco use and will be charged extra for their health insurance.